Corey Ziegler
Andrew Grumet
Ethics In Financial Services Insights
Adaptable Artificial Intelligence
This publication introduces adaptability, defined as the capacity of an artificial intelligence (AI) system’s behavior to maintain helpfulness and harmlessness as societal understandings of these concepts evolve. The authors emphasize that adaptability is a necessary property to secure durable trust in AI systems as AI increasingly permeates private, public, and corporate life.
The paper highlights that this line of research is underemphasized and scattered and introduces adaptability as a concept that unifies the field of trustworthy AI by encompassing a range of yet disparate techniques. These techniques include interpretability, explainability, steerability, and instructibility, emphasizing the need for continuous alignment with societal norms and treating trustworthiness as a dynamic goal.
To address these challenges, the authors propose a publicly governed research program. This program focuses on evaluating adaptability methods based on effectiveness, cost, and system performance. By fostering collaboration and public accountability, it aims to advance trustworthy AI through adaptability. Techniques like model editing and retrieval-augmented generation (RAG) are discussed as promising approaches to improving adaptability, though their current limitations are acknowledged.
The authors critique market-driven AI development, arguing that market pressures have rendered private industry fundamentally incapable of developing AI systems that the public can trust. They underscore the need for public investment and governance to counteract these pressures, ensuring that AI development prioritizes public benefit and remains adaptable to evolving societal values.
More from The College
- Dive deeper into the concept of adaptability and its transformative role in AI governance by reading the full paper.
- Stay informed about our latest AI research and initiatives—follow us on LinkedIn for updates and insights.
Retirement Planning Wealth Management Podcasts
Shares: Secrets of Sound and Smart Investing
In this episode of our Shares podcast, Retirement Income Certified Professional® (RICP®) Program Director Eric Ludwig, PhD, CFP® speaks with Meb Faber, chief investment officer of Cambria Investment Management and an expert on investment types and uses. They take a historical look at the ups and downs of stock and investment markets, as well as their impacts on tax planning — including perspectives found in The College’s Tax Planning Certified Professional™ (TPCP™) Program.
Meb Faber is the founder and chief investment officer of Cambria Investment Management. He is the manager of Cambria’s exchange-traded funds (ETFs) and separate accounts. Faber hosts The Meb Faber Show podcast and has authored numerous leather-bound books. He is a frequent speaker and writer on investment strategies and has been featured in Barron’s, The New York Times, and The New Yorker. Faber graduated from the University of Virginia with a double major in engineering science and biology.
Any views or opinions expressed in this podcast are the hosts’ and guests' own and do not necessarily represent those of The American College of Financial Services.
More From The College
Diversity, Equity & Inclusion Insights
2025 Center for Economic Empowerment and Equality NextGen Program
CAAFP is one of the largest gatherings of its kind in the country, and undergraduate students chosen for the American College Center for Economic Empowerment and Equality’s NextGen Program (formerly the CAAFP NextGen Program) will be able to attend the conference at no cost, including travel and lodging (additional details apply).
Before the conference, students will be paired with a mentor from the Financial Alliance for Racial Equality (FARE) and participate in virtual workshops. During the conference, students will engage in relevant seminars and inspiring sessions with a diverse community of Black and DEI-committed financial services professionals, entrepreneurs, academics, and executives.
Post-conference, students can access additional resources, apply for a designation or certification scholarship, and continue to connect with the Center for Economic Empowerment and Equality. Program slots are limited.
Application Process
Students can nominate themselves OR be nominated by someone they know for the opportunity to join the NextGen Program. Those accepted into the program will receive an email notification with additional details about the conference and the program's expectations.
If you are College faculty or staff or a community partner interested in bringing five or more students to the CAAFP, please contact Tori Phillips, Program Director for the American College Center for Economic Empowerment and Equality, at tori.phillips@theamericancollege.edu.
Program Eligibility
To be eligible, a student must meet the following criteria:
- Be nominated by themselves, an instructor, a supervisor, or a mentor
- Be a Black/African American undergraduate student enrolled in good standing, preferably at a Historically Black College or University (HBCU)
- Be studying a business-related major or minor and show a strong interest in a financial services career
- Demonstrate leadership qualities and academic potential
Program Requirements
Accepted students must:
- Complete all program forms, including the CAAFP registration form
- Finish the Know Yourself, Grow Your Wealth certificate program by June 1, 2025, if not already completed
- Participate in the pre-conference workshops, hosted in collaboration with FARE
- Attend CAAFP 2025 at the Signia by Hilton in Atlanta, GA, August 11-13, 2025
Applications for the NextGen Program open on January 6, 2025, and close on February 14, 2025. Nominations must be submitted via the official form. Awardees can expect to receive notifications in March and should engage in virtual monthly meetings with their FARE mentors ahead of the event from April through July.