• Read more about WMCP 362 Strategic Wealth Management

This course provides an overview of applied goal-based wealth management strategies. These include income and investment tax planning, the rules and efficient use of tax sheltering accounts, asset location, savings and distributing retirement assets, planning for funding education, estate, and charitable goals, executive compensation, small business planning, diverse family structures, and managing defined contribution plans. Students will understand how to use accounts and strategies to more effectively help clients meet investment goals. 000405 WMCP^® Single Course 3 1.00 Wealth Management Professional Designations & Certifications Early Career Professional Mid Career Professional Yes Yes 0004051 AL AR AZ CO CT DE GA HI IA ID IN KS KY LA MA MD ME MI MN MO MS MT NC NE NH NM NV OK PA PR RI SC SD TN TX UT VA VT WI WV WY FL WA OH ND 24.5G

• Read more about WMCP 361 Efficient Investment Portfolios

This course explains modern investment theory and provides an overview of financial instruments used to build efficient goal-based portfolio strategies for individual investors. Students will learn how to combine investments to design portfolios that provide investors with higher expected returns with less expected risk. Topics include statistical concepts related to risk assessment and portfolio evaluation, evidence-based practices in portfolio construction, and characteristics of financial products designed to meet a range of client goals. 000404 WMCP^® Single Course 2 1.00 Wealth Management Professional Designations & Certifications Early Career Professional Mid Career Professional Yes Yes 0004041 CO MS PA UT VA AL AR AZ CT DE HI IA ID IN KS KY LA MD ME MI MN MO MT NC NE NH NM NV OK OR PR RI SC SD TN TX VT WI WV WY WA GA IL OH ND 20G

• Read more about WMCP 360 Introduction to Goal-Based Planning

This course provides an introduction to goal-based wealth management. The course provides theoretical framework guided by the life-cycle model of optimal investing, borrowing, and protection. Students will learn the essentials of implementing a goal-based plan by evaluating a client’s financial information, developing communication skills, recognizing how behavioral finance impacts client decisions, understanding the economic environment and financial regulation, and recognizing and overcoming ethical challenges. 000403 WMCP^® FSCP^® Single Course 1 1.00 Wealth Management Practice Management Professional Designations & Certifications Early Career Professional Mid Career Professional Yes Yes 0004031 AL AR AZ CO CT DE GA IA ID IN KS KY LA MA MO MS NC NE NH NM NV OK OR PA RI SC SD TN UT VA VT WY HI MD ME MI MN MT PR TX WV FL WA IL OH ND 20G

• Read more about HS 355 Managing the Retirement Income Plan

The third course in the RICP® series focuses on initial and ongoing retirement income plan management. This knowledge will help you:

• Choose the appropriate tax-efficient distribution options from a retirement plan
  
• Help a client create a health expense budget and navigate the many decisions regarding Medicare and other health care options
  
• Help a client prepare for their long-term care needs
  
• Navigate retirement housing decisions and address home equity strategies
  
• Identify the key ethical issues in retirement income planning
  
• Create and manage retirement income portfolios appropriate for each clients situation

000282 RICP^® Single Course 3 1.00 Retirement Planning Financial Planning Professional Designations & Certifications Mid Career Professional Yes Yes 0002821 AL AL AR AR CO CO DE DE GA GA HI HI KS KS KY KY LA LA MD MD ME ME MI MI MN MN NC NC NE NE NH NH NJ NJ NM NM NV NV NY NY SC SC SD SD TN TN UT UT VA VA AZ CA CT IA ID IN MA MO MS MT OK OR PA PR RI TX VT WI WV WY FL WA IL OH ND 10G

• Read more about HS 354 Sources of Retirement Income

The second of the program's three courses explores sources of retirement income in depth. After completion, you should be able to:

• Recommend the optimal age to claim Social Security benefits as appropriate for each clients situation
  
• Help the client evaluate the factors to consider when determining an appropriate retirement age
  
• Understand the role of annuities in a retirement income plan
  
• Have a better understanding of how executive benefits and retirement benefits for federal and military employees fit into the plan
  
• Understand the different ways that life insurance can be used in planning and how to address the retirement needs of the small business owner
  
• Understand how to build a retirement income portfolio
  
• Become more familiar with the latest research on strategies for ensuring that retirement assets last a lifetime

000278 RICP^® Single Course 2 1.00 Retirement Planning Financial Planning Professional Designations & Certifications Mid Career Professional Yes Yes 0002781 AL AL AR AR AZ AZ CA CA CO CO CT CT DE DE GA GA HI HI IA IA ID ID IN IN KS KS KY KY LA LA MA MA MD MD ME ME MI MI MN MN MO MO MS MS MT MT NC NC NE NE NH NH NJ NJ NM NM NV NV NY NY OR OR PA PA RI RI SC SC SD SD TN TN UT UT VT VT WI WI WV WV WY WY OK PR TX VA FL WA IL OH ND 10G

• Read more about HS 353 Retirement Income Process, Strategies and Solutions

Upon completion of this course, the student will be able to:

• Understand the steps in creating an effective retirement income plan
  
• Identify retirement income needs, objectives, and goals by evaluating the clients current situation
  
• Determine how to choose the appropriate retirement income strategy for your clients
  
• Evaluate income tax, estate issues, retirement risks, and other threats to an effective retirement income plan
  
• Integrate risk management tools, products, and strategies to create an effective retirement income plan

000277 RICP^® FSCP^® Single Course 1 1.00 Retirement Planning Financial Planning Practice Management Professional Designations & Certifications Mid Career Professional Early Career Professional Yes Yes 0002771 AL AL AR AR AZ AZ CA CA CO CO CT CT DE DE GA GA HI HI IA IA ID ID IN IN KS KS KY KY LA LA MA MA MD MD ME ME MI MI MN MN MS MS MT MT NC NC NE NE NH NH NJ NJ NM NM NV NV NY NY OK OK OR OR PA PA PR PR RI RI SC SC SD SD TN TN UT UT VT VT WI WI WV WV WY WY MO TX FL WA IL OH ND 10G

• Read more about CE 164 Comp. Exam-Ed Slott and Company IRA Success powered by The American College of Financial Services

Ed Slott and Company’s IRA Success powered by The American College of Financial Services is a 12-course program dedicated to enriching the knowledge of the financial professional. Through applied, actionable education on the latest tax rules, laws, court cases, and IRA planning strategies, students acquire the skills to successfully meet their clients’ needs. The program contains a robust, action-oriented manual for each course, resource materials, a video presentation from Ed Slott and his team of IRA experts, and access to the most frequently asked questions on course topics. 000378 IRA Single Course 13 1.00 Retirement Planning Continuing Education Advanced Career Professional No Yes 0003781 AL DE HI IN MD MS MT NC NE NH NM NY OK OR RI SC SD TX UT VT WI WY AZ CT ID PR WV KS IL ND PA 0

• Read more about CE 163 Ed Slott and Company IRA Success powered by The American College of Financial Services

Ed Slott and Company’s IRA Success powered by The American College of Financial Services is a 12-course program dedicated to enriching the knowledge of the financial professional. Through applied, actionable education on the latest tax rules, laws, court cases, and IRA planning strategies, students acquire the skills to successfully meet their clients’ needs. The program contains a robust, action-oriented manual for each course, resource materials, a video presentation from Ed Slott and his team of IRA experts, and access to the most frequently asked questions on course topics. With this course you will receive access to all 12 courses listed below including CE 164, the comprehensive exam. You must complete all the courses including the exam to earn credit for CE 163. CE151: Navigating the SECURE Act CE152: Planning for the End of the Stretch IRA CE153: IRA Beneficiary Examples, Mistakes, and Checklists CE154: 25 IRA Rules You Must Know (Part One) CE155: 25 IRA Rules You Must Know (Part Two) CE156: 25 IRA Rules You Must Know (Part Three) CE157: Roth IRAs: Conversions, 3 Questions to Ask, Estate Planning CE158: Roth 401(k) Rules / IRA Update and Tax Planning Strategies CE159: Naming Trusts as IRA Beneficiaries (Part One) CE160: Naming Trusts as IRA Beneficiaries (Part Two) CE161: Advising Clients on Key Rollover Decisions CE162: Estate and Life Insurance Planning with IRAs CE164 Comprehensive Exam for Ed Slott and Company’s IRA Success 000377 IRA Single Course 14 13.00 Retirement Planning Continuing Education Advanced Career Professional Yes Yes 0003771 AL AR DE HI IN KS MD MS MT NC NE NH NM NY OK OR RI SC SD TX UT VT WI WY AZ CT ID PR WV IL ND PA 27.5G

• Read more about FA 203 Essentials for Meeting Client Needs

The course focuses on the consultative approach to the marketing/planning process needed to build mutually beneficial relationships with clients and help them achieve financial security. Students learn how to conduct the initial and fact-finding meeting to discover a client’s needs and financial situation. They will also learn how to present recommended actions that will address the client’s needs and initiate an implementation discussion. Finally, the course covers the communication skills that successful advisors use to cultivate client relationships. The consultative marketing/planning process can be used to help clients with any financial security need. 000360 FSCP^® Single Course 2 1.00 Practice Management Professional Designations & Certifications Early Career Professional No Yes 0003601 PA AL UT WV MO OR KY IL LA ME PR AR ND AZ WI SD CO IA MS NV VA MD NC MA OH DE SC ID MT RI HI WA CT TX IN NM WY MN VT OK KS CA MI 0

• Read more about FP 99 Foundations of Financial Planning

This course provides an overview of the major planning areas that financial professionals need to understand when serving clients. It summarizes the more common financial needs and the financial products used to address them. The course outlines the big picture needed to effectively offer financial products and services that are consistent with clients’ overall financial situation and needs. 000305 FSCP^® Single Course 3 1.00 Practice Management Professional Designations & Certifications Early Career Professional Yes Yes 0003051 AL AL AL AR AR AR AZ AZ AZ CA CA CT CT CT DE DE DE GA GA GA HI HI HI IA IA IA ID ID IN IN KS KS KY KY MA MA MA MD MD MD ME ME ME MI MI MI MN MN MT MT MT NC NC NC NE NE NE NH NH NJ NJ NJ NM NM NM NV NV NV NY NY NY OK OK OR OR OR PA PA PA PR PR PR RI RI RI SC SC SD SD SD TN TN TN UT UT UT VA VA VT VT VT WI WI WI WV WV WV WY WY WY CO LA MO MS TX FL IL OH ND WA 20G