• Read more about HS 355 Managing the Retirement Income Plan

The third course in the RICP® series focuses on initial and ongoing retirement income plan management. This knowledge will help you:

• Choose the appropriate tax-efficient distribution options from a retirement plan
  
• Help a client create a health expense budget and navigate the many decisions regarding Medicare and other health care options
  
• Help a client prepare for their long-term care needs
  
• Navigate retirement housing decisions and address home equity strategies
  
• Identify the key ethical issues in retirement income planning
  
• Create and manage retirement income portfolios appropriate for each clients situation

000282 RICP^® Single Course 3 1.00 Retirement Planning Financial Planning Professional Designations & Certifications Mid Career Professional Yes Yes 0002821 AL AL AR AR CO CO DE DE GA GA HI HI KS KS KY KY LA LA MD MD ME ME MI MI MN MN NC NC NE NE NH NH NJ NJ NM NM NV NV NY NY SC SC SD SD TN TN UT UT VA VA AZ CA CT IA ID IN MA MO MS MT OK OR PA PR RI TX VT WI WV WY FL WA IL OH ND 10G

• Read more about HS 354 Sources of Retirement Income

The second of the program's three courses explores sources of retirement income in depth. After completion, you should be able to:

• Recommend the optimal age to claim Social Security benefits as appropriate for each clients situation
  
• Help the client evaluate the factors to consider when determining an appropriate retirement age
  
• Understand the role of annuities in a retirement income plan
  
• Have a better understanding of how executive benefits and retirement benefits for federal and military employees fit into the plan
  
• Understand the different ways that life insurance can be used in planning and how to address the retirement needs of the small business owner
  
• Understand how to build a retirement income portfolio
  
• Become more familiar with the latest research on strategies for ensuring that retirement assets last a lifetime

000278 RICP^® Single Course 2 1.00 Retirement Planning Financial Planning Professional Designations & Certifications Mid Career Professional Yes Yes 0002781 AL AL AR AR AZ AZ CA CA CO CO CT CT DE DE GA GA HI HI IA IA ID ID IN IN KS KS KY KY LA LA MA MA MD MD ME ME MI MI MN MN MO MO MS MS MT MT NC NC NE NE NH NH NJ NJ NM NM NV NV NY NY OR OR PA PA RI RI SC SC SD SD TN TN UT UT VT VT WI WI WV WV WY WY OK PR TX VA FL WA IL OH ND 10G

• Read more about HS 353 Retirement Income Process, Strategies and Solutions

Upon completion of this course, the student will be able to:

• Understand the steps in creating an effective retirement income plan
  
• Identify retirement income needs, objectives, and goals by evaluating the clients current situation
  
• Determine how to choose the appropriate retirement income strategy for your clients
  
• Evaluate income tax, estate issues, retirement risks, and other threats to an effective retirement income plan
  
• Integrate risk management tools, products, and strategies to create an effective retirement income plan

000277 RICP^® FSCP^® Single Course 1 1.00 Retirement Planning Financial Planning Practice Management Professional Designations & Certifications Mid Career Professional Early Career Professional Yes Yes 0002771 AL AL AR AR AZ AZ CA CA CO CO CT CT DE DE GA GA HI HI IA IA ID ID IN IN KS KS KY KY LA LA MA MA MD MD ME ME MI MI MN MN MS MS MT MT NC NC NE NE NH NH NJ NJ NM NM NV NV NY NY OK OK OR OR PA PA PR PR RI RI SC SC SD SD TN TN UT UT VT VT WI WI WV WV WY WY MO TX FL WA IL OH ND 10G