• Read more about HS 355 Managing the Retirement Income Plan

The third course in the RICP® series focuses on initial and ongoing retirement income plan management. This knowledge will help you:

• Choose the appropriate tax-efficient distribution options from a retirement plan
  
• Help a client create a health expense budget and navigate the many decisions regarding Medicare and other health care options
  
• Help a client prepare for their long-term care needs
  
• Navigate retirement housing decisions and address home equity strategies
  
• Identify the key ethical issues in retirement income planning
  
• Create and manage retirement income portfolios appropriate for each clients situation

000282 RICP^® Single Course 3 1.00 Retirement Planning Financial Planning Professional Designations & Certifications Mid Career Professional Yes Yes 0002821 AL AL AR AR CO CO DE DE GA GA HI HI KS KS KY KY LA LA MD MD ME ME MI MI MN MN NC NC NE NE NH NH NJ NJ NM NM NV NV NY NY SC SC SD SD TN TN UT UT VA VA AZ CA CT IA ID IN MA MO MS MT OK OR PA PR RI TX VT WI WV WY FL WA IL OH ND 10G

• Read more about HS 354 Sources of Retirement Income

The second of the program's three courses explores sources of retirement income in depth. After completion, you should be able to:

• Recommend the optimal age to claim Social Security benefits as appropriate for each clients situation
  
• Help the client evaluate the factors to consider when determining an appropriate retirement age
  
• Understand the role of annuities in a retirement income plan
  
• Have a better understanding of how executive benefits and retirement benefits for federal and military employees fit into the plan
  
• Understand the different ways that life insurance can be used in planning and how to address the retirement needs of the small business owner
  
• Understand how to build a retirement income portfolio
  
• Become more familiar with the latest research on strategies for ensuring that retirement assets last a lifetime

000278 RICP^® Single Course 2 1.00 Retirement Planning Financial Planning Professional Designations & Certifications Mid Career Professional Yes Yes 0002781 AL AL AR AR AZ AZ CA CA CO CO CT CT DE DE GA GA HI HI IA IA ID ID IN IN KS KS KY KY LA LA MA MA MD MD ME ME MI MI MN MN MO MO MS MS MT MT NC NC NE NE NH NH NJ NJ NM NM NV NV NY NY OR OR PA PA RI RI SC SC SD SD TN TN UT UT VT VT WI WI WV WV WY WY OK PR TX VA FL WA IL OH ND 10G

• Read more about HS 353 Retirement Income Process, Strategies and Solutions

Upon completion of this course, the student will be able to:

• Understand the steps in creating an effective retirement income plan
  
• Identify retirement income needs, objectives, and goals by evaluating the clients current situation
  
• Determine how to choose the appropriate retirement income strategy for your clients
  
• Evaluate income tax, estate issues, retirement risks, and other threats to an effective retirement income plan
  
• Integrate risk management tools, products, and strategies to create an effective retirement income plan

000277 RICP^® FSCP^® Single Course 1 1.00 Retirement Planning Financial Planning Practice Management Professional Designations & Certifications Mid Career Professional Early Career Professional Yes Yes 0002771 AL AL AR AR AZ AZ CA CA CO CO CT CT DE DE GA GA HI HI IA IA ID ID IN IN KS KS KY KY LA LA MA MA MD MD ME ME MI MI MN MN MS MS MT MT NC NC NE NE NH NH NJ NJ NM NM NV NV NY NY OK OK OR OR PA PA PR PR RI RI SC SC SD SD TN TN UT UT VT VT WI WI WV WV WY WY MO TX FL WA IL OH ND 10G

• Read more about CE 164 Comp. Exam-Ed Slott and Company IRA Success powered by The American College of Financial Services

Ed Slott and Company’s IRA Success powered by The American College of Financial Services is a 12-course program dedicated to enriching the knowledge of the financial professional. Through applied, actionable education on the latest tax rules, laws, court cases, and IRA planning strategies, students acquire the skills to successfully meet their clients’ needs. The program contains a robust, action-oriented manual for each course, resource materials, a video presentation from Ed Slott and his team of IRA experts, and access to the most frequently asked questions on course topics. 000378 IRA Single Course 13 1.00 Retirement Planning Continuing Education Advanced Career Professional No Yes 0003781 AL DE HI IN MD MS MT NC NE NH NM NY OK OR RI SC SD TX UT VT WI WY AZ CT ID PR WV KS IL ND PA 0

• Read more about CE 163 Ed Slott and Company IRA Success powered by The American College of Financial Services

Ed Slott and Company’s IRA Success powered by The American College of Financial Services is a 12-course program dedicated to enriching the knowledge of the financial professional. Through applied, actionable education on the latest tax rules, laws, court cases, and IRA planning strategies, students acquire the skills to successfully meet their clients’ needs. The program contains a robust, action-oriented manual for each course, resource materials, a video presentation from Ed Slott and his team of IRA experts, and access to the most frequently asked questions on course topics. With this course you will receive access to all 12 courses listed below including CE 164, the comprehensive exam. You must complete all the courses including the exam to earn credit for CE 163. CE151: Navigating the SECURE Act CE152: Planning for the End of the Stretch IRA CE153: IRA Beneficiary Examples, Mistakes, and Checklists CE154: 25 IRA Rules You Must Know (Part One) CE155: 25 IRA Rules You Must Know (Part Two) CE156: 25 IRA Rules You Must Know (Part Three) CE157: Roth IRAs: Conversions, 3 Questions to Ask, Estate Planning CE158: Roth 401(k) Rules / IRA Update and Tax Planning Strategies CE159: Naming Trusts as IRA Beneficiaries (Part One) CE160: Naming Trusts as IRA Beneficiaries (Part Two) CE161: Advising Clients on Key Rollover Decisions CE162: Estate and Life Insurance Planning with IRAs CE164 Comprehensive Exam for Ed Slott and Company’s IRA Success 000377 IRA Single Course 14 13.00 Retirement Planning Continuing Education Advanced Career Professional Yes Yes 0003771 AL AR DE HI IN KS MD MS MT NC NE NH NM NY OK OR RI SC SD TX UT VT WI WY AZ CT ID PR WV IL ND PA 27.5G

• Read more about CE 162 Estate and Life Insurance Planning with IRAs

This course provides an overview on estate and life insurance planning with IRAs. Students explore using life insurance as a planning solution to replace the stretch IRA, how to plan for estate tax uncertainty, and the application of IRA strategies to increase insurance and annuity sales. 000376 IRA Single Course 12 1.00 Retirement Planning Continuing Education Advanced Career Professional Yes No 0003761 1.5G

• Read more about CE 161 Advising Clients on Key Rollover Decisions

This course provides an overview of how to advise clients on key rollover decisions. Topics covered in this course include how to use the SECURE Act to attract large IRA rollover clients, NUA rules and strategies for employer stock, five NUA mistakes you cannot afford to make, 72(t) rules for early IRA and plan distributions, and an examination of 72(t) IRA rulings and court cases. 000375 IRA Single Course 11 1.00 Retirement Planning Continuing Education Advanced Career Professional Yes No 0003751 2.5G

• Read more about CE 160 Naming Trusts as IRA Beneficiaries (Part Two)

This course is the second of two courses on naming trusts as IRA beneficiaries. Students differentiate conduit vs. accumulation trusts, examine how to determine RMDs when a trust is the IRA beneficiary, and how to avoid the major IRA trust mistakes that your peers constantly make. In addition, the SECURE Act effect on IRA trusts will be reinforced with practical examples. 000374 IRA Single Course 10 1.00 Retirement Planning Continuing Education Advanced Career Professional Yes No 0003741 2G

• Read more about CE 159 Naming Trusts as IRA Beneficiaries (Part One)

This course is the first of two courses on naming trusts as IRA beneficiaries. In this course, students engage with the basic IRA trust planning concepts, including knowing how to explain options to clients to determine the necessity of an IRA trust, how to set it up, and communicate with the beneficiary after the IRA owner’s death. 000373 IRA Single Course 9 1.00 Retirement Planning Continuing Education Advanced Career Professional Yes No 0003731 1.5G