Securing RMDs in Retirement Planning
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In this episode of our Shares podcast, host Eric Ludwig, PhD, CFP® joins Denise Appleby, MJ, APA, AKS, CISP, CRC, CRPS, CRSP – creator and CEO of Appleby Retirement Consulting and a preeminent retirement planning thought leader featured on The College’s Knowledge Hub+ platform – for an in-depth look at new RMD regulations and what they mean for retirement planning. Specifically, Appleby explains how rules surrounding the choosing and managing of beneficiaries for retirement accounts have changed thanks to the SECURE 2.0 updates, and what that means for your practice moving forward.
Denise Appleby, MJ, APA, AKS, CISP, CRC, CRPS, CRSP is a nationally recognized IRA expert and author of several books on IRAs. She is an IRA trainer, speaker, and consultant on IRAs and employer plans for small businesses. She has trained thousands of financial, tax, and legal professionals and helps them avoid mistakes with their clients’ retirement accounts and, where possible, fix mistakes. Due to her knack for working with IRA custodians to correct IRA mistakes and resolve other complex IRA-related issues, Appleby has earned the reputation of “The IRA Whisperer.” She graduated from John Marshall Law School, where she obtained a master of jurisprudence in employee benefits and has earned several professional designations for IRAs and employer plans.
Any views or opinions expressed in this podcast are the hosts’ and guests' own and do not necessarily represent those of The American College of Financial Services.
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About The College Diversity, Equity & Inclusion Podcasts
Sowing the Seeds of Financial Success
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In this episode of our Shares podcast, host Lindsey Lewis, MBA, ChFC®, CFP® speaks with Valencia Gabay, program director for financial educational and wellbeing at The College and one of the many minds behind Know Yourself, Grow Your Wealth®: a non-credit certificate program that helps improve financial decision-making, increase financial security, and put into practice strategies to achieve financial goals. She discusses the ideas and goals behind Know Yourself, Grow Your Wealth® and how the program is fundamentally engineered to help learners take control of their financial future.
Also featured is Tony Sanchez, a community affairs specialist at OneAmerica Financial in Indianapolis and graduate of the program, to speak about the program benefits he has seen personally and in his capacity as a mentor for others.
Valencia Gabay is the program director for financial education and wellbeing at The College. With a dedication to fostering partnerships and guiding community engagement, she strives to enhance financial wellbeing for diverse populations. As an accomplished learning experience designer and academic professional, she excels in creating inclusive learning environments through a design thinking approach. An organizational leadership scholar, her research interests lie in humility and inclusive leadership practices that promote team resilience, creative thinking, and innovation within the virtual workforce. With over 20 years of experience in higher education, she has contributed significantly to academic literature and has shared her expertise on international platforms. Gabay is also the co-author of Group Coaching and Mentoring: A Framework for Fostering Organizational Change. She completed her undergraduate and graduate work at the University of Florida and is completing her doctoral studies in Organizational Leadership at Indiana Wesleyan University.
Antonio “Tony” Sanchez is a community affairs specialist at OneAmerica Financial. He serves on the community affairs team, helping run the groundbreaking Pathways Program which provides students in underserved areas of Indianapolis with journeys that build skills, connections, and a path to sustainable income through jobs, mentorship, and opportunities in the financial services industry. He is a former OneAmerica Financial intern and is now a OneAmerica Financial full-time associate. Before joining OneAmerica Financial full-time, he also worked as an accountant intern at Mutual Savings Bank in Franklin, Indiana. Sanchez graduated from Franklin College with two degrees in economics and has worked and volunteered at the Boys and Girls Club in Franklin.
Any views or opinions expressed in this podcast are the hosts’ and guests' own and do not necessarily represent those of The American College of Financial Services.
Retirement Planning Special Needs Planning Podcasts
Ensuring Equality in Retirement Planning
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In this episode of our Shares podcast, host Joellen Meckley, JD, MHS, ChSNC® joins Ramsey Alwin, president and CEO of the National Council on Aging (NCOA), for a candid conversation on how older Americans – especially women – often face increasing financial challenges as they age. They also discuss new research from NCOA on economic stress among seniors and their caregivers, including saving for retirement, diminishing decision-making capacity, and more.
Ramsey Alwin is president and CEO of the National Council on Aging (NCOA), leading a nationwide movement to ensure equitable aging for every American. A seasoned thought leader and policy advocate, she designed a new measure of economic security for older adults that better accounts for out-of-pocket health costs and worked to introduce the Measuring American Poverty Act in Congress to redefine the federal poverty measure for the older population. Thanks to Alwin’s efforts, the U.S. Census Bureau formally implemented the Supplemental Poverty Measure nationwide, virtually doubling the elder poverty count and better demonstrating true needs among this population. She also led and organized efforts to enact state and local legislation and regulations that use the new measure of economic security when determining eligibility for means-tested programs.
Currently, Alwin serves on the executive committee of the United Nations NGO Committee on Aging, the America250 Health and Wellness Advisory Council, CVS Health Equity National Advisory Board, and the National Academy of Social Insurance Finance Committee. Alwin holds a Bachelor of Arts from Simmons University and a master’s degree from the McDonough School of Business at Georgetown University.
Any views or opinions expressed in this podcast are the hosts’ and guests' own and do not necessarily represent those of The American College of Financial Services.
Retirement Planning Wealth Management Podcasts
Retirement Income Strategy Smackdown
In this episode of our Shares podcast, recorded on the floor of AICPA Engage 2024, host Michael Finke, PhD, CFP® welcomes fellow College professor and former podcast co-host David Blanchett, PhD, MSFS, CFA, CLU®, ChFC®, CFP® to the hot seat for a discussion on one of their favorite topics: comparing what's good and bad about various retirement income planning strategies. For listeners of the former “Wealth, Managed” podcast, it’s like a reunion special! Listen as they explore the differences between fixed and flexible approaches, and the best ways to address risks.
David Blanchett, PhD, MSFS, CFA, CLU®, ChFC®, CFP® is adjunct professor of wealth management at The American College of Financial Services. A world-renowned thought leader in the fields of wealth management and retirement, Blanchett is a leading contributor to the Wealth Management Certified Professional® (WMCP®) Program.
In addition to his role with The College, Blanchett is the managing director and head of retirement research at QMA, a division of Prudential Financial, and was formerly at Morningstar Investment Management, LLC. In his roles, Blanchett enhances consulting and investment services and conducts research primarily in the areas of financial planning, tax planning, annuities, and retirement. Blanchett has published research in a variety of academic and industry journals and has been featured in multiple media publications, such as InvestmentNews, Marketwatch, Money Magazine, The New York Times, PLANSPONSOR Magazine, and The Wall Street Journal.
Any views or opinions expressed in this podcast are the hosts’ and guests' own and do not necessarily represent those of The American College of Financial Services.
About The College Financial Planning Podcasts
The AICPA Engage Tax Planning Road Show
In this episode of our Shares podcast, recorded on the floor of AICPA Engage 2024, Michael Finke, PhD, CFP® engages thought leaders and financial professionals in attendance to discuss the impact of The College’s upcoming Tax Planning Certified Professional™ (TPCP™) Program. He talks specifics about the content of the program and dives deeper into the value of specialized tax planning knowledge for advisors in all areas of financial services.
Any views or opinions expressed in this podcast are the hosts’ and guests' own and do not necessarily represent those of The American College of Financial Services.
Compassion and Honesty Is the Best Policy
In this episode of our NextGen in 10 podcast, host Clarisa Hernandez, CFP®, ChFC® speaks with Jeff Landt, CFA, CFP® about practical ways advisors can better communicate their value to clients to strengthen the relationship and help them avoid costly pitfalls.
Jeff Landt, CFA, CFP® is a senior vice president and the chief investment officer for North Star Resource Group. His primary area of expertise is the investment management process. He assists the firm’s associates with portfolio strategies, portfolio construction and the best practices of portfolio management. In addition to acting as the chief investment officer, he is also a practicing associate with North Star Resource Group, specializing in retirement distribution strategies and wealth management.
Any views or opinions expressed in this podcast are the hosts’ and guests' own and do not necessarily represent those of The American College of Financial Services.
The Human Factor in Advising
In this episode of our NextGen in 10 podcast, host Clarisa Hernandez, CFP®, ChFC® speaks with Jeff Landt, CFA, CFP® about how an advisor's value to a client is sometimes difficult to quantify, yet those who get professional advice have more clearly defined life goals and better investing outcomes.
Jeff Landt, CFA, CFP® is a senior vice president and the chief investment officer for North Star Resource Group. His primary area of expertise is the investment management process. He assists the firm’s associates with portfolio strategies, portfolio construction and the best practices of portfolio management. In addition to acting as the chief investment officer, he is also a practicing associate with North Star Resource Group, specializing in retirement distribution strategies and wealth management.
Any views or opinions expressed in this podcast are the hosts’ and guests' own and do not necessarily represent those of The American College of Financial Services.
Diversity, Equity & Inclusion Podcasts
NextGen in 10: Finding Your Path to Financial Planning
In this episode of our NextGen in 10 podcast, host Matt Aaron, CFP®, RICP® speaks with Rianka Dorsainvil, CFP® about her unique career path into financial services and how people from non-financial backgrounds are finding great success and satisfaction in the industry.
Rianka Dorsainvil, CFP®, co-founder and co-CEO of 2050 Wealth Partners, focuses on empowering entrepreneurs and first-generation wealth builders to own their money story and pursue their biggest dreams. As a financial planner and an advocate for diversity, equity, and inclusion, Dorsainvil believes that first-generation wealth-builders are a community that has been underserved by the financial planning profession for too long – and she’s here to help change the tides. She serves as a member of CNBC's Digital Financial Advisor Council and CFP Board’s Diversity Advisory Group, is a Forbes Personal Finance contributor, and has been recognized for her accomplishments and leadership within the industry by leading publications and organizations, such as InvestmentNews’ inaugural 2017 Women to Watch Rising Star award and Wealth Management’s Ten to Watch in 2018. She has been published in PBS NewsHour, Forbes, USA Today, Black Enterprise, CNBC, Women’s Health, and more.
Any views or opinions expressed in this podcast are the hosts’ and guests' own and do not necessarily represent those of The American College of Financial Services.
Diversity, Equity & Inclusion Podcasts
NextGen in 10 Reimagining Financial Service
In this episode of our NextGen in 10 podcast, host Matt Aaron, CFP®, RICP® speaks with Rianka Dorsainvil, CFP® about the need for more women in financial services, how an advisor can learn about a client's diverse cultural background, and why an advisor must be knowledgeable about taxes.
Rianka Dorsainvil, CFP®, co-founder and co-CEO of 2050 Wealth Partners, focuses on empowering entrepreneurs and first-generation wealth builders to own their money story and pursue their biggest dreams. As a financial planner and an advocate for diversity, equity, and inclusion, Dorsainvil believes that first-generation wealth-builders are a community that has been underserved by the financial planning profession for too long – and she’s here to help change the tides. She serves as a member of CNBC's Digital Financial Advisor Council and CFP Board’s Diversity Advisory Group, is a Forbes Personal Finance contributor, and has been recognized for her accomplishments and leadership within the industry by leading publications and organizations, such as InvestmentNews’ inaugural 2017 Women to Watch Rising Star award and Wealth Management’s Ten to Watch in 2018. She has been published in PBS NewsHour, Forbes, USA Today, Black Enterprise, CNBC, Women’s Health, and more.
Any views or opinions expressed in this podcast are the hosts’ and guests' own and do not necessarily represent those of The American College of Financial Services.
NextGen in 10 Adding Value with Next-Gen Advisors
In this episode of our NextGen in 10 podcast, host Matt Aaron, CFP®, RICP® speaks with Rianka Dorsainvil, CFP® about the unique value she has been able to bring to clients as a millennial advisor, and how younger advisors can be confident in their ability to help clients of all ages and backgrounds.
Rianka Dorsainvil, CFP®, co-founder and co-CEO of 2050 Wealth Partners, focuses on empowering entrepreneurs and first-generation wealth builders to own their money story and pursue their biggest dreams. As a financial planner and an advocate for diversity, equity, and inclusion, Dorsainvil believes that first-generation wealth-builders are a community that has been underserved by the financial planning profession for too long – and she’s here to help change the tides. She serves as a member of CNBC's Digital Financial Advisor Council and CFP Board’s Diversity Advisory Group, is a Forbes Personal Finance contributor, and has been recognized for her accomplishments and leadership within the industry by leading publications and organizations, such as InvestmentNews’ inaugural 2017 Women to Watch Rising Star award and Wealth Management’s Ten to Watch in 2018. She has been published in PBS NewsHour, Forbes, USA Today, Black Enterprise, CNBC, Women’s Health, and more.
Any views or opinions expressed in this podcast are the hosts’ and guests' own and do not necessarily represent those of The American College of Financial Services.