Aspirations Discovered and Achieved

In this course, students learn about the principles of investments and their application to financial planning. The topics covered in this course include an overview of securities laws and market structure, asset classifications, the taxation of investments, risk and return, portfolio theory, investment decisions and attributions analysis, market efficiency and behavioral finance, fixed income security analysis, equity security analysis and valuation, alternative investments, investment companies, and derivative securities. Learning Objectives

This course covers various aspects of estate and gift tax planning, including the probate process, an overview of basic estate planning documents, types of property interests, transfer strategies during life and at death, the use of trusts, generation-skipping transfers, charitable giving, the use of life insurance in estate planning, special elections, and other post-mortem planning strategies. Learning Objectives Upon completion of this course, the student will be able to: Identify the steps in the estate planning and probate processes

Focuses on tax and legal aspects of organizing a business; compensation planning for the business owner; business succession planning; buy-sell agreements; estate planning and estate freezing techniques; methods for transferring a family business; lifetime disposition of a business interest.

This course applies students' knowledge and skill set in personal financial planning techniques to a comprehensive case study. Students will integrate into a prioritized comprehensive financial plan core financial planning disciplines of: -Retirement -Investment -Risk management -Income tax -Employee benefits -General principles * Students are eligible to enroll in the capstone course (HS 333) after completing the first 6 courses of the curriculum in both the CFP Certification Education Program and the ChFC program (HS 300, HS 311, HS 321, HS 326, HS 328, HS 330).

This course examines the unique challenges associated with estate planning; special needs; divorce; business succession; behavioral finance; financial plan development; and retirement planning. Up-to-date content and compelling case studies provide students with a complex yet comprehensive understanding of financial planning in these important areas.

Upon completion of this course, the student will be able to: Understand the steps in creating an effective retirement income plan Identify retirement income needs, objectives, and goals by evaluating the clients current situation Determine how to choose the appropriate retirement income strategy for your clients Evaluate income tax, estate issues, retirement risks, and other threats to an effective retirement income plan

The second of the program's three courses explores sources of retirement income in depth. After completion, you should be able to: Recommend the optimal age to claim Social Security benefits as appropriate for each clients situation Help the client evaluate the factors to consider when determining an appropriate retirement age Understand the role of annuities in a retirement income plan Have a better understanding of how executive benefits and retirement benefits for federal and military employees fit into the plan

The third course in the RICP® series focuses on initial and ongoing retirement income plan management. This knowledge will help you: Choose the appropriate tax-efficient distribution options from a retirement plan Help a client create a health expense budget and navigate the many decisions regarding Medicare and other health care options Help a client prepare for their long-term care needs Navigate retirement housing decisions and address home equity strategies Identify the key ethical issues in retirement income planning

This course introduces students to the field of disability and provides an orientation to working with individuals with disabilities and their families. Coursework covers special education basics, relevant disability legislation, disability etiquette, collaboration with families, and lifetime planning. Topics addressed in HS375 include the various categories of disabilities (e.g., intellectual disabilities, autism spectrum disorders, and intellectual disabilities) as well as lifetime planning considerations, such as: employment, housing, state waivers, social security benefits, and more.

This course covers unique legal techniques and tools that apply to special needs planning. Of particular importance are third-party funded special needs trusts created as part of an estate plan, wills, powers-of-attorney, guardianships, ABLE accounts, and self-settled special needs trusts established under federal and state law. The applicable issues surrounding Social Security and Medicaid are covered.

Delivered as a live webinar, this course combines self-study material with an interactive learning experience. Team-taught by experts in the field, the course covers issues for special needs individuals who are minors as well as those who are adults. Topics include unique federal income tax issues, the creation and administration of special needs trusts, the ABLE Account, SSI, Medicaid, and disability-related issues. The course incorporates case studies covering both the financial and unique aspects encountered in a special needs planning engagement.