 |  | | CFP® Certification Curriculum |  | | Required Courses | | HS 300 — | Financial Planning:
Process and Environment | HS 300 Financial Planning: Process and Environment
Provides an overview of the financial planning process, including communication techniques, ethics, risk tolerance, time-value-of-money concepts, financial planning applications, regulatory issues and the legal and economic environment for financial planning. Offers an understanding of the role and responsibilities of a financial planner, along with some analytical skills to aid in financial decision making.
Close | | HS 311 — | Fundamentals of
Insurance Planning | HS 311 Fundamentals of Insurance Planning
Focuses on the role of planning for insurance needs. Covers basic concepts in risk management and insurance, insurance industry operations, legal principles pertaining to this industry, and regulation of insurers. Examines social insurance, life insurance and annuities, medical and disability income insurance, long-term care insurance and personal property and liability insurance. Concludes with an overview of commercial property and liability insurance and a case study.
Close | HS 321 Income Taxation
Examines the federal income tax system with particular reference to the taxation of individuals. Covers such concepts as gross income, exclusions from gross income, deductions, tax credits, capital gains and losses, taxation of life insurance and annuities and income taxation of partners, partnerships, corporations and shareholders.
Close | | HS 326 — | Planning for
Retirement Needs | HS 326 Planning for Retirement Needs
Focuses on selecting the right retirement plan for the business and on individual retirement planning. Covers qualified plans, SEPs, SIMPLEs and 403(b) plans and nonqualified deferredcompensation plans. Emphasizes the practical knowledge needed for choosing the best retirement plan, especially for the small business, and designing a plan that will meet a client’s needs. Also covers individual retirement planning including IRAs and Roth IRAs, Social Security benefits, saving for retirement and planning for retirement plan distributions.
Close | HS 328 Investments
Covers various aspects of the principles of investments and their application to financial planning. Discusses risk analysis and risk and return computations. Looks at stocks, bonds, investment companies, options and futures contracts. Includes an extended discussion of tax issues in investing and issues in the practice of portfolio management, including strategic and tactical asset allocation. Provides many examples of ethical and practical issues in managing a client’s portfolio.
Close | | HS 330 — | Fundamentals of
Estate Planning | HS 330 Fundamentals of Estate Planning
Covers various aspects of estate and gift tax planning, including the nature, valuation, transfer, administration and taxation of property. Provides a basic understanding of the estate and gift tax system, including strategies of estate planning. Discusses gratuitous transfers of property outright or with trusts, wills and powers of appointment; use of the marital deduction; valuation of assets; and buy-sell agreements. Covers the client interview, fact finding, ethical standards and development of personal estate plans.
Close | | |  | | | | | | | | | | | | | | | | | | | | | | | | | |  |  | | Accelerate your CFP® certification with the people who know about passing.
To get your CFP®, go with our popular self-paced courses. Or fast forward your studies and sit for the CFP® Certification Examination in only seven months. Total flexibility to learn your way. That's why more financial planners study with The American College than with any other provider. Taking the road most traveled is a pretty good idea after all.
How the Program Works
Six Courses: Set yourself apart from other financial professionals with the CFP® designation. Six practical, in-depth courses focusing on advanced financial planning.
Online and Textbook Learning: You can access online learning resources within 24 hours after your sign up, and your shipped textbooks will follow within two weeks. Supplemental readings, the ability to talk online with course professors, sample questions, and entire practice exams - all of the best educational tools are at your fingertips, and all are included in your monthly fee.
Testing on Your Schedule: For each course, you will have five months to prepare and test at the Pearson VUE testing center of your choice (over 4000 centers available). The cost for this test is included in your low monthly fee. You will receive news of your success on the spot, with a full grade report delivered by mail.
Auto-Enroll for Your Next Course: Every time you pass a course, the next one in your chosen program is shipped to you automatically. Dive right in or take a short break - you'll have five full months to study and test again.
A Great Value: Once you sign up, you will be charged a one-time-only new student fee of $130. That will be combined with your first monthly payment of $121, so your first charge will be $251. After that, you will be charged only $121/month for 24 months. Should you need to reschedule or retake a test, the applicable fee then in effect will be charged.
Accelerated Success is designed for people with no existing credits in the CFP®, CASL®, ChFC®, or CLU® program at The American College. If you already have credits and want to complete one of these programs or if you would like to register for an individual course, please call 888-263-7265. | |  | |
The marks CASL®, ChFC®, and CLU® are the property of The American College and may only be used by individuals
